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Four straight years of climbing bankruptcy filings line up almost exactly with the inflation shock of 2021–2023 — and with a wage recovery that never fully closed the gap

Track your crypto in one place with live coin counts from Plaid, exchange-based valuations, and a historical chart that shows how your holdings change over time.

For most households, transportation is the second largest monthly expense after housing. Yet, many of us buy cars based on what the dealership says we can "afford" monthly rather than what actually makes sense for our long-term wealth. To keep your financial plan on track, here is a practical, step-by-step framework for establishing a healthy car budget.

The "big inflation event" of the 2020s has fundamentally shifted how households gauge financial security. When looking at cumulative price changes since 2019, the stark difference between a nominal number on a screen and actual purchasing power becomes incredibly clear.

Rental income is one of the most powerful retirement income streams available — but only if you know what the property actually earns after expenses. Here is why tracking matters now, and how it connects directly to your retirement security.

Divorce, the death of a spouse, a market crash, high inflation, a major medical event — any of these can fundamentally change your retirement outlook. Here is what each scenario means financially and how to plan for them.

Discover the forgotten history of the family CFO, why historical gender roles shaped personal finance education, and how managing future expenses and tracking assets guards your peace of mind.

Discover the multi-layered security engineering that protects your financial data, from OAuth tokens and data segregation to specialized read-only integrators like Plaid.

An analytical breakdown of the opportunity costs and mathematical arbitrage between paying cash out of investment accounts versus using a HELOC to finance home solar panels.

Learn how Sequence of Returns Risk can threaten your retirement, why timing matters more than averages when withdrawing funds, and how to use strategies like buckets and balanced portfolios to ensure long-term solvency.

Bulk-add or update a property's valuation history using a simple Date/Value CSV.

Planning for college starts before the first school supply list. Discover options for saving, why 529 plans work so well, and a step-by-step walkthrough of the Special Investments 529 calculator with examples showing how modest monthly contributions grow into a college fund.

The earlier you start saving and investing, the less money you need to contribute to reach the same retirement outcome. Time is the most powerful tool young investors have — and compound interest rewards those who start early.

Discover how Monte Carlo analysis on the Retirement page helps you predict if your money will last, with powerful customizations for Roth conversions, Social Security, and retirement age comparisons.

Discover the new Special Savings & Investments page - link your 529, HSA, CD, and HYSA accounts, set goals, and project your future growth all in one place.

Recurring bills are the slow leak in your financial boat - easy to ignore individually, damaging collectively. Learn how to identify subscription creep, audit your recurring expenses, and use the Month at a Glance page to predict whether your income will cover your spending before the month is over.

Your financial life doesn't exist in a vacuum. Whether you're building a future with a spouse or working with a financial advisor, there has always been a friction point: how do you share your data without handing over your login? Profile Sharing solves exactly that.

We added a Retirement Age Analysis Tool to the Retirement Planning page. It shows exactly what retiring one to five years later does to your end-of-life portfolio — but the more important question is whether you already have enough.

Roth conversions can be a powerful tax strategy — but they are not a universal win. Learn when the numbers actually justify paying taxes now, when they do not, and what that upfront tax bill could have earned if you had invested it instead.

Early retirement creates a gap between the day you stop working and the day you turn 59½ — when your retirement accounts finally open penalty-free. The IRSs does give you some flexibility if you decide you are done earlier than 59½ and want to access your tax advantaged accounts, Section 72(t).

Resurrection Sunday is a fitting moment to examine what Scripture says about money and wealth. From the call to work diligently and unto the Lord, to the joy of generous giving, the warning against the love of money, and the wisdom of faithful stewardship — the Bible offers timeless financial principles that are just as relevant today as when they were first written.

The average Gen X 401(k) balance is $222,100 — far short of the $1.46 million retirement target. Could IRA rollovers from multiple jobs tell a better story? We dig into the data and find the answer is more sobering than hopeful.

Real estate has long been one of the most reliable vehicles for building wealth. From understanding the true costs of ownership to deploying depreciation strategies, leveraging mortgages, and planning tax-efficient divestment in retirement, this guide covers the full lifecycle of investment property ownership.

The conventional wisdom says wait until 70 for the biggest Social Security check — but is that always the right move? We break down the break-even math, spousal benefits, and why claiming earlier and keeping your retirement accounts invested might actually leave you ahead.

We are excited to announce the new Emergency Fund Tracker and Debt Payoff Planner. Set a savings goal, link your accounts, and model an avalanche or snowball payoff strategy — all in one place.

A quick hack for compounding interest

Beginning in the year you turn 73, you must start withdrawing at least the required minimum distribution (RMD) from traditional IRAs and most employer plans.

This article explores how claiming Social Security at 62 and investing the benefit can, under reasonable assumptions, produce higher total wealth than waiting until 67 or 70.

When it comes to retirement planning and investment vehicles, the Roth IRA stands out as a powerful tool that offers individuals a unique combination of tax advantages and flexibility.

Building a strong financial future requires careful planning and strategic investment. The order in which you prioritize investment in different types of tax advantaged accounts can help you maximize your results.

Saving for your child's college education is a crucial investment in their future. With the ever-increasing cost of tuition fees, it's essential to start saving early.

Tax changes in the new 2018 tax law is affecting much of how we need to think about our financial lives. With this in mind, a great article explores how one would decide if they should rent or buy.

The SEC has ruled on Title III of the 2012 Jumpstart Our Business Starts Up Act (JOBS Act) and this is going to make a big impact on how small companies and real estate companies fund their projects in a major way.

After the recent market turmoil and news that China will be selling some of its US Treasuries, is it a good time to refinance? The charts show we are near the perfect time to pull the trigger.

I occasionally have to buy a gift card for a coach or teacher or for a birthday, Christmas, etc. One way to save a little on what you are buying is through a site that offers discounts on these cards.

Saving for retirement is important for a number of factors, but it can often be overwhelming to investors due to the multitude of options and issues related. Here are the basics and a plan on how to execute and get started.

Fidelity has a new calculator for finding your target savings rate/investment profile. Take a look and see where you stand.

If you talk to most grounded financial planners, they will talk with you about an "Emergency Fund" or some sort of savings that is earmarked for when things don't go according to plan.

Should you lease a car or buy the same car. The ads are everywhere these days and looking at the low monthly rates, you can be lured into thinking that it's a great deal. Let's look at the pros and cons.

If you want a quick reference on how to read your credit report and how everything effects your score take a look at this cheat sheet from credit.com.

Choosing the right phone provider is one thing that can really help your monthly budget. Every once and a while it is a good idea to check on the rates and what the different carries offer.

Some friends and I were talking and we decided that we would like to start a dialog. Hopefully this dialog won't be about one person's view of what you should do, but rather several views that help you on your journey.