Tuesday, July 21, 2015

Discounted gift cards


I'm not sure about you, but I occasionally have to buy a gift card for a coach or teacher or for a birthday, Christmas, etc. One way to save a little on what you are buying is through a site that offers discounts on these cards. There are several sites out there like Cardpool, Raise, Giftcards, Giftcardzen, and giftcardgranny. Some resell cards from people that don't want them (got them for a gift) and others are get their discount from the companies selling the cards. Cardbear is a site that searches several places to find you the best deal. They show you what the average discount is and advise you to wait or buy based the current rate. You have to think ahead as some of these have to shipped, but if you can, you can save yourself anywhere from 10-40% depending on what it is. Another option is to be on the lookout for promotions usually around the holidays where you can get a free card when you buy one, say $5 when you by $25. Using these cards yourself is another way to stretch the food/entertainment budget if you can remember to use them and get them in advance.

(There are no paid sponsors on this site as of yet, so this is just me trying to help you get a good deal.)

Thursday, July 16, 2015

Basics of retirement savings


Saving for retirement is important for a number of factors, but it can often be overwhelming to investors due to the multitude of options and issues related.  Here are the basics and a plan on how to execute and get started.

Monday, July 13, 2015

Savings calculators



Fidelity myPlan retirement calculator

Fidelity has a new calculator for finding your target savings rate/investment profile.  Take a look and see where you stand.  There are other calculators out there that might be more accurate, but this is really quick and easy to play with after the initial questions.